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Our team

Meet the Team

A small team, and a real person on the phone.

GK
Graham Kerswell
Founder and owner

Graham founded Affordable Healthcare Oklahoma after years of working around healthcare administration. He saw how hard it was for families to understand what they were paying for, and became especially interested in direct primary care, which puts the doctor relationship and its cost into a structure people can understand.

Graham writes and reviews the guides on this site. He isn't a licensed insurance agent, and he doesn't sell insurance. He isn't based in Oklahoma; he works with Oklahoma families by phone and video. Outside work, he enjoys cooking, reading and time with his family, and early-morning walks with his dog.

How we work together

We start by listening: who needs care, what you pay now, your budget and your worries. Then we explain the options that fit and the questions that matter. We also make sure you know what an option is not, including eligibility rules, exclusions and what you'd still owe yourself.

Read more about the company or see our guides.

Talk with Graham's team

Tell us who needs care and what you pay now. We'll walk you through the options, including when insurance is the better fit.

Free, no obligation. Oklahoma households only.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

Oklahoma note
Under 36 O.S. § 110(11), the Oklahoma Insurance Department does not regulate health care sharing ministries and says it cannot provide consumer protections to their members. Disputes are settled with the ministry under its guidelines. Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Oklahoma's Health Care Empowerment Act (36 O.S. § 4604) lets patients pay providers directly and says care bought that way is not an offer of insurance. A DPC membership does not pay for specialists, hospital care or emergencies.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. Discount plans give you reduced fees at participating providers; they do not pay or reimburse providers. They are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Oklahoma is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.