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Where we help

Affordable Healthcare Across Oklahoma

We help households in every corner of the state by phone and video. Find your region's guide below.

  • Free, no obligation
  • Not an insurance agency
  • Honest about the limits

Statewide, by phone and video

Oklahoma is big, and a lot of it is a long drive from the nearest specialist. That's one reason the alternatives suit many Oklahomans: a virtual primary care membership works the same in Guymon as in Tulsa, and health sharing doesn't use a provider network, so you can use the hospital that's closest to you, even if it's across the line in Texas, Arkansas or Kansas.

We don't have an office in Oklahoma, and we won't pretend to. We're a small team that works with families by phone and video. Each regional guide lists its towns, the main hospitals, what's different about that part of the state, and who the alternatives fit there.

Don't see your town? We help anywhere in Oklahoma. Tell us where you are or call (405) 644-4299.

Six regions

Oklahoma City Metro

Oklahoma City, Edmond, Norman, Moore, Midwest City, Yukon, Mustang and the towns around them. The state's biggest hospital choice, and a long local history of cash-price medicine.

Oklahoma City Metro guide →

Tulsa Metro

Tulsa, Broken Arrow, Owasso, Jenks, Bixby, Sand Springs, Sapulpa, Claremore and Bartlesville. Big hospital systems, lots of self-employed trades, and Green Country's lakes.

Tulsa Metro guide →

Northeast Oklahoma

Muskogee, Tahlequah, Okmulgee, Pryor, Vinita, Grove and Miami. Lake country, small towns and tribal nations, with Tulsa an hour or more away for specialists.

Northeast Oklahoma guide →

Southwest Oklahoma

Lawton, Duncan, Altus, Anadarko, Weatherford, Clinton and Elk City. Military communities, oil-field work, wheat and cattle, and long drives between towns.

Southwest Oklahoma guide →

Southern & Southeast Oklahoma

Ardmore, Ada, Durant, Atoka, McAlester, Poteau and Idabel. Red River country and the Kiamichi hills, where the nearest big hospital might be across the Texas line.

Southern & Southeast Oklahoma guide →

North Central & Northwest Oklahoma

Stillwater, Ponca City, Enid, Alva, Woodward and Guymon out in the Panhandle. Wheat, cattle, wind farms and some of the longest drives to a specialist in the state.

North Central & Northwest Oklahoma guide →

Want to see what this would cost your household?

Tell us who needs care and what you pay now. We'll walk you through the options, including when insurance is the better fit.

Free, no obligation. Oklahoma households only.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

Oklahoma note
Under 36 O.S. § 110(11), the Oklahoma Insurance Department does not regulate health care sharing ministries and says it cannot provide consumer protections to their members. Disputes are settled with the ministry under its guidelines. Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Oklahoma's Health Care Empowerment Act (36 O.S. § 4604) lets patients pay providers directly and says care bought that way is not an offer of insurance. A DPC membership does not pay for specialists, hospital care or emergencies.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. Discount plans give you reduced fees at participating providers; they do not pay or reimburse providers. They are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Oklahoma is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.